Leverage balance transfer cards for interest-free payoff periods

Try fractional investing apps to buy shares with small amounts

Select health savings accounts for tax-advantaged growth

Use personal loans to consolidate high-interest debts

Buy fixed-rate CDs when rates are high

Open a money market account for flexible liquidity

Choose cashback credit cards to offset daily purchases

Automate investing through robo-advisors for consistent progress

Use high-yield savings accounts to grow your emergency fund